The Affordable Dentists in Houston, Texas

Aetna Dental insurance

06-23-2016

The True Advantage Dental Discount Plan powered by the Aetna Dental Access® Network is a discount program that provides the following:

Members may take advantage of savings through the Aetna Dental Access® Network, one of the largest, most recognized discount dental networks in the nation.
Members will have access to discounted services and in most instances, can save 15% to 50% per visit on everything from general dentistry to root canals, crowns and orthodontia at over 132,000* available dental practice locations nationwide.
*Dental Counts as of June 2013 Aetna Enterprise Provider Database.

What is a Discount Dental Program?

A discount dental plan is NOT dental insurance, but it can help you save money on dental services. Unlike a dental insurance policy, you will not have set co-payments or coinsurance amounts with a discount dental plan. The payments that you make to purchase a discount dental plan are considered a membership fee, and as a member of the discount dental plan you are able to receive dental services from a specific list of dentists at the discounted rates.

With a discount dental plan, members are responsible for payment of services, and payments are made directly to the participating dentist when services are received. Participating dentists agree to provide services at a discounted rate in exchange for the referrals that come to them from the discount dental plan company.

Members of a discount dental plan are only entitled to discounts if they use a participating dentist. The list of participating dentists is typically comparable to a list of dentists under a dental PPO insurance plan and more extensive than the list of participating dentists under a dental HMO insurance plan.

Discount dental plans may offer savings that may not be available with typical dental insurance. These may include no annual limit, no exclusions, and lower monthly payments. Membership in a discount dental plan is usually gained through an annual payment, but some plans accept monthly payment arrangements.

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