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toDental insurance is a great racket, I am not saying this to offend you. It’s a great racket that has 32 teeth (usually!) Still not clear why I call it a racket? Well, if you break a racquet cord, only that cord needs to be replaced and the racquet is intact. Similarly, if a tooth is lost (God forbid), the loss is limited. How expensive is dental treatment! You give the teeth to the dentist and you also make the payment.
Without insurance protection, dental treatment is a difficult proposition. I remember an incident from real life. A health benefit plan was introduced into a bank, under which actual dental care treatment expenses were fully reimbursed. The response to the scheme was astonishing. Requests for reimbursement of expenses arrived. It almost assumed the shape of a racket. One officer in particular submitted invoices for reimbursement of expenses, almost daily. One day I asked the treatment assistant: “What’s wrong with the dental health of this staff? Is it dentally or medically unfit? ” Following the claims he makes and the nature of the descriptions of dental problems, not only him, his next seven generations must be declared medically unfit! I added. This happens with every good poorly implemented scheme. But most of today’s schemes are not that great policies and implemented quite effectively by insurance agent
When it comes to making plans, the think tanks at any insurance company are capable of working wonders. The premium structure is so planned that you don’t realize how well they get money out of your pocket. After all, they have to pay their executives huge salaries, their huge technical assistance bills, the air-conditioned comforts in offices and residences, the huge home loans at negligible interest rates, the bonuses and incentives, a vast number of vacations, air travel and many more expenses. The normal essential dental plan covers eligible costs that include diagnostic expenses, preventive and treatment expenses, teeth cleaning, dentures and accessories, and surgery. The terms and conditions of the policy should be studied carefully, as there are always “yes” and “buts” conditions, and the resolution of claims depends on the collective ethics of the society / country. The “conditions apply” clause mostly works to the disadvantage of policyholders. Someone who has likened the insurance business to “white collar theft. You must have your valid reasons!
If you need to take care of your teeth call Unicare Dental Center.